03AGUNAN

Kredit beragunan kripto

Pahami alur agunan sebelum mengambil likuiditas.

Evaluasi likuiditas dengan aset yang memenuhi syarat, LTV, dan skenario penurunan.

Capital frameworkCLEAR TERMS · RISK IN VIEW
NORA / CAPITAL FRAMEWORK01 / 03

Kelayakan dan valuasi

Konfirmasi aset, sumber harga, potongan, kustodi, dan waktu transfer.

AGUNAN / THE FRAMEWORK

Pahami alur agunan sebelum mengambil likuiditas.

Tinjau LTV awal, peringatan, tenggat, opsi perbaikan, dan likuidasi.

01

Kelayakan dan valuasi

Konfirmasi aset, sumber harga, potongan, kustodi, dan waktu transfer.

02

LTV dan margin

Tinjau LTV awal, peringatan, tenggat, opsi perbaikan, dan likuidasi.

03

Pembayaran dan biaya

Baca bunga, biaya, jatuh tempo, pelunasan awal, pembiayaan ulang, dan pelepasan agunan.

02COLLATERAL SCENARIO

Estimate capacity with your own assumptions.

Enter an estimated collateral value and adjust LTV to see a hypothetical amount before fees. Actual proceeds, rates, margin levels, and liquidation mechanics depend on the agreement.

  • Kelayakan dan valuasi
  • LTV dan margin
  • Pembayaran dan biaya
INTERACTIVE / ESTIMATE

Model a simple scenario

Loan-to-value25%
10% LTV50% LTV
Estimated borrowing capacityUS$0

Amount available before fees and terms are applied

This estimate ignores fees, taxes, compounding changes, price movements, eligibility rules, and actual agreement terms.

EXPLORE / 03

Find the route that fits your capital.

Choose a route to explore its mechanics, operating priorities and trade-offs.

Collateral-backed funding

Retain exposure

Explore liquidity without an immediate sale of the collateral.

01Research inputs
02Evaluate mechanics
03Execute & review

How it works

Compare the cost of borrowing with selling assets, identify a repayment source and leave room for price declines.

Key consideration

Collateral may be sold if contractual thresholds are breached.

Discuss this route
YOUR JOURNEY

A clear next step. At every stage.

01

Define objectives

Document your horizon, withdrawals, loss tolerance and involvement. Establish suitability before choosing a route.

DECISION CHECKLIST

Look beyond returns. Understand your way out.

RouteSource of valueExecution & exit priorities
Retain exposureCollateral-backed fundingCollateral may be sold if contractual thresholds are breached.
Manage LTVMonitoring and top-upsFast price moves can leave little time to respond.
Plan repaymentRepayment and releaseRefinancing is not guaranteed; plan an independent repayment source.
RISIKO PENTING

Kalkulator hanya ilustrasi, bukan penawaran, kuotasi, atau persetujuan. Nilai agunan dapat turun cepat.

10PERTANYAAN UMUM

Pahami mekanismenya sebelum melangkah.

Terms, access, and product availability depend on your jurisdiction and account eligibility.

When in doubt, verify the governing terms.

LTV is outstanding debt divided by the recognized collateral value. If debt is unchanged and collateral falls, LTV rises. Accrued interest and valuation rules can also change the ratio.

Follow the contractual warning and liquidation levels. Adding collateral or repaying debt can reduce LTV, but price gaps may leave little response time. Decide in advance where top-up funds will come from.

Compare interest calculation, origination fees, valuation spreads, custody charges, early repayment conditions and liquidation costs. Use total cash outflow over your intended term, not the advertised rate alone.

The loan must be reconciled and settled according to the agreement before the collateral release process. Confirm the destination wallet, network, release timing and any remaining fees in advance.

11CONTACT NORA

Mari bahas tujuan Anda.

Ceritakan apa yang sedang Anda evaluasi; kami akan menjelaskan kerangka dan langkah berikutnya.

Contact our team